Research About CLTs
Lands in Trust, Homes That Last - A Performance Evaluation of the Champlain Housing Trust
FROM THE PREFACE: The homeownership program described and evaluated in this study began 25 years ago in a small city with a big idea. The big idea was that affordable housing was a community asset too valuable to be left to the shifting winds of the speculative market. The city was Burlington, Vermont and the vehicle they chose to fulfill that vision was the community land trust. We have known for many years that CHT’s homebuyers were improving their housing and their financial situation even as they contributed, by sharing their equity with the next buyer, to lasting housing affordability in our region. We have been eager to share that knowledge with others, especially at a time that cries out for better housing policy. We hope this study will contribute to a much needed national dialogue on forward-looking, choice-enhancing housing solutions and encourage other communities to invest in permanently affordable housing solutions like the community land trust.
The City-CLT Partnership (Policy Focus Report)
Based on a review of three dozen municipal programs and in-depth interviews with local officials and CLT practitioners, this report describes the mechanisms and methods that cities across the country are using to structure their investment in CLT startups, projects, and operations.
Shared Equity Housing - The Changing Landscape of Resale-Restricted, Owner-Occupied Housing
John Emmeus Davis, one of America’s leading authorities on shared equity housing, provides a detailed description of the principal shared equity homeownership models, and the policy and design issues they raise. He addresses the principal claims made for shared equity homeownership as a vehicle for promoting individual wealth, stability and engagement, as well as for building wealth and stability at the community level.
Related Research
The State of the Nation's Housing - 2009
Despite unprecedented federal efforts to jump start the economy and help homeowners keep up with their mortgage payments, home prices continued to fall and foreclosures continued to mount in most areas through the first quarter of 2009. While new and existing home sales and single-family starts have shown some signs of stabilizing, ongoing job losses, house price deflation, and tighter mortgage credit are placing any recovery at risk.
National Low Income Housing Coalition - Out of Reach 2009
Despite the emphasis on homeownership and the marginalization of renters, renter households still make up fully one-third of the households in the United States - more than 36 million households. Out of Reach is a side-by-side comparison of wages and rents in every county, Metropolitan Area (MSAs/HMFAs), combined nonmetropolitan area and state in the United States.
